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UConnect is the OS inside the NAV / Radio. From what I can see on this
Sirius Guardian is an on call feature in case you have an accident or need assistance.
UConnect Access is kinda the same service.

So the difference might be the phone compatibility and or if you don't have a sirius radio activated, you go with UConnect. If you have the Radio activated, might be a bundle they call Sirius Guardian.

Personally, if you have a phone, you don't need any of that stuff. Unless you travel in zone that are not covered by your phone.
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